Mortgage Rates Today: January 3, 2024—Rates Remain Fairly Steady

Reviewed By Reviewed By Published: Jan 3, 2024, 3:04am The on a 30-year fixed mortgage is 7.29%, compared to 7.22% a week earlier. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 6.35%, the same as the previous week. If you want to lock in a lower rate by refinancing, compare your existing mortgage rate to . Current Mortgage Rates for January 3, 2024 30-Year Mortgage Rates Borrowers paid an average rate of 7.29% on a . This was up from the previous week’s rate of 7.22%. Currently, the average annual percentage rate ( ) on a 30-year fixed-rate mortgage is 7.22%. This is higher than last…