December 14, 2023 This article has been reviewed according to Science X's editorial process and policies . Editors have highlighted the following attributes while ensuring the content's credibility: fact-checked trusted source proofread by University of Warwick As the festive season approaches, Dr. Joy Malala, a consumer credit researcher from the University of Warwick, sheds light on the heightened financial burden faced by vulnerable families during this period. Dr. Malala emphasizes the impact of Buy Now, Pay Later (BNPL) services on holiday spending and urges consumers to exercise caution and understanding of the potential…
