Fees — service fees, convenience fees, transfer fees, delivery fees, bank fees — are ubiquitous and, more and more, a standard part of commerce in the gig-age of the 21st century. Despite the pervasiveness of fees, they can still give consumers sticker shock. After clicking Apple Pay to buy that $25 late-night Grub Hub order, it turns into nearly twice that once tip is added — or when those $100 tickets to see that up-and-coming band quickly turn into $200 tickets. The impact on consumers’ wallets isn’t small. Take credit card fees and interest. The estimates that, from 2018 through 2020, Americans paid around $364 billion for just…
